Airtel and Idea unveil new plans to take on Reliance Jio


Moreover, Vodafone is also offering cheaper plans, including a Rs. 250 plan in which the user gets 1 GB/day for 70 days along with free calls. "The launch will now be in December", "The demonstrations are being made to assure the regulator that the standards of customer service will be sustainably maintained", a Jio official told the publication.

"The payments bank was expected to launch its operations in October".

Getting down to specifics, in terms of 4G download speeds, TRAI's MySpeed portal reports that Reliance Jio offered speeds up to 18.433Mbps, followed by Vodafone at 8.999Mbps, Idea at 8.746Mbps, and Airtel at 8.550Mbps in September 2017.

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The official further said the RBI is in the process of looking after the regulatory requirements and any timeline for launch of services can not be fixed.

MySpeed app has revealed in its report that Reliance Jio has recorded an average 4G data download speed of 18.433Mbps in September, thus beating its competitors. However, new customers will also have to subscribe to Jio Prime which costs an additional Rs. 99.

SBI had a customer base of 420 million as of 1 April. As per RBI guidelines released in October 2016, the central bank allows payments banks to engage with group entities at an arm's length to operate as business correspondents. Earlier this year, Airtel announced its Payments Bank service for digital payments. It offered at the rate of 6.30 Mbps.

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MySpeed (TRAI) is an app that "captures and sends coverage, data speed and other network information along with device and location of the tests", according to the description provided in Play Store.

In the first week of June, payments bank licensee Fino Paytech received approval from RBI, for a nine-member-board.

Around the same time, it was reported that Aditya Birla Group was planning to launch its payments bank through the newly formed Aditya Birla Financial Services.

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Once launched, the Jio Payments Bank will likely leverage the wide customer base of both SBI and Reliance Industries Ltd to strengthen its presence in the country's payments bank space. To recall, Reliance Jio secured its payment bank license from the RBI back in March.